Rewards cards are the best. They can provide you with all kinds of benefits including free travel perks and hotel stay. To find the best card for you, follow these 5 steps:

1 – Cross non- rewards cards off your list. You don’t want to waste your time with cards that don’t offer any great rewards. Get rid of those right away.

2 – Pay close attention to sign up bonuses. What is the card offering you for signing? If they aren’t offering any great perks, then you should keep shopping around.

In part 2 we’ll cover the other steps you should take.